Medical Insurance After Divorce

You are prohibited from canceling, modifying, terminating, assigning or allowing to lapse for nonpayment of premiums, any insurance policy. If you cover your spouse or children on your insurance, do not drop them from the policy. You are probably responsible for their medical bills until then anyway. Even after the divorce, the employed spouse may want to keep the spouse and children covered. If you are paying child support, a large unexpected medical expense for the child could be assessed against the noncustodial parent as additional child support. The same could happen with alimony and an ex-spouse.

You may have the right to apply for health benefits through your former spouse’s current place of employment. Pursuant to COBRA legislation, nonemployee/spouses may be eligible after the divorce is final for certain insurance coverage at group rates. The insurance can continue up to 36 months, depending on your situation and the premiums should not exceed 105% of the current group rate. However, you must apply for this within 60 days of the date that the dissolution was final. Only if you file within that time period will you be eligible for COBRA coverage. Please check with your former spouse or through their employer immediately, as federal statutes and deadlines may change.

Reviews from People Who Have Been There

  • Nick Rice fought for me and my children which resulted in a better outcome than I had expected.

    “fter 13 months of dealing with the emotional, financial and overall stress that is attached to a divorce, Mr. Nick Rice was able to completely get all of the issues settled in less than 4 months with me coming out better than I had expected financially and”

    Jeff

  • If you want your divorce handled right go to Larry Rice first.

    “Larry’s knowledge and experience in Tennessee divorce law is unequaled.”

    Bob

  • They get results!

    “Larry is simply the best divorce lawyer in the business.”

    Robert L.

  • He was totally objective and allowed me to diverge from the "normal or customary" lawyerly path.

    “He well advised me of the consequences of my decisions. ”

    Steve

  • Mr. Rice was so helpful and his staff was superb!

    “Mr. Rice explained all possible outcomes and what I could expect at the hearing (this really helped my stress level).”

    Previous Client